Credit cards offered by HDFC Bank
Best Cashback Card!
HDFC Bank Millennia Credit Card
5/5
- 5% Cashback on 8 biggest online merchants
- 1% Cashback on all other spends
- Spend ₹50K within 90 days & Get Card LIFETIME FREE
- Joining Fees: ₹1,000
- Renewal Fees: ₹1,000
Welcome Benefits:
- Online Shopping Voucher worth ₹2000 on spending of ₹50K in first 3 months.
- SmartBuy Gift Vouchers worth ₹1000 on spending ₹10K on EasyEMI in first 3 months.
Key Features & Benefits:
- 5% cashback on spends like Telecom, Electricity, Govt Taxes, Railways, Hotels & Dining capped at ₹250 per month.
- 5X Reward Points on Fuel capped at 1000 points a month & 1% fuel surchage waiver capped at ₹250.
- 2 Reward points on every ₹150 retail spends and 4 points for all e-commerce spends.
- 2500 bonus points on annual spends of ₹1.8 Lac.
- Redeem reward points for 100 points = ₹20.
Special Benefits:
- Annual fee waiver on subscribing for Utility Bill payments on SmartPay.
- Spend ₹50K in first 3 months and get LIFETIME FREE card.
- Spend ₹1 Lac in 12 months and get renewal fees waived.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Getaway to Premium Lifestyle!
HDFC Bank Infinia Credit Card
5/5
- Complimentary Airport Lounge Access
- Earn 5 Reward Points per ₹150 retail spends
- Spend ₹3 Lac within 90 days & Get Card LIFETIME FREE
- Joining Fees: ₹10,000
- Renewal Fees: ₹10,000
Welcome Benefits:
NA
Key Features & Benefits:
- Earn 5% reward points per ₹150 retail spends. 1 RP = ₹1 when rewards are redeemed for Flight and Hotel booking on the website here
- Complimentary Club Mariott Membership with benefits up to 20% discounts on Dining and Stay across India and Asia Pacific.
- Complimentary airport lounge access using Priority Pass across globe.
- Complimentary Golf lessons and Games at leading golf courses across the globe.
- Personal Global Concierge for customized travel, entertainment and business bookings.
Special Benefits:
- First year fee waiver on spending ₹3 Lac in first 90 days.
- Spend ₹8 lakhs in 12 months and get waiver of next year renewal fees.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Superior Travel & Lifestyle Benefits!
HDFC Bank Intermiles Platinum Credit Card
5/5
- 8 Complimentary Domestic Airport Lounge Access
- Earn up to 4 InterMiles for every ₹150 spends
- Spend ₹50K within 90 days & Get Card LIFETIME FREE
- Joining Fees: ₹1,000
- Renewal Fees: ₹1,000
Welcome Benefits:
- Online Shopping Voucher worth ₹2000 on spending of ₹50K in first 3 months.
- SmartBuy Gift Vouchers worth ₹1000 on spending ₹10K on EasyEMI in first 3 months.
Key Features & Benefits:
- Welcome Bonus of up to 3000 Intermiles.
- Get ₹500 on Flight and ₹1000 on Hotel Discount voucher for first year.
- Earn 4 InterMiles for every ₹150 spent.
- 2X InterMiles on Flight and Hotel Bookings from InterMiles website. 2.5X InterMiles on booking Etihad Airways ticket on InterMiles website.
- 8 Complimentary domestic lounge visits per year (2 per quarter) via Visa Lounge Programme.
- Avail 5% discount on Etihad Airways Economy Class tickets booked on InterMiles website.
- Exclusive Dinout program which offers upto 30% off on select restaurents (on spends of ₹30K every quarter)
Special Benefits:
- Annual fee waived on subscribing to Utility Bill payment on SmartPay.
- Spend ₹50K in first 90 days and get LIFETIME FREE card.
- Spend ₹2.50 Lakhs in 12 months and get renewal fee waived.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Supersaver Card with Cashback on every spends!
HDFC Bank MoneyBack Credit Card
5/5
- Earn Rewards on every spends and redeem against statement Cashback
- 1% Fuel Surcharge waiver
- Spend ₹30K within 90 days & Get Card LIFETIME FREE
- Joining Fees: ₹500
- Renewal Fees: ₹500
Welcome Benefits:
- Shopping Voucher (Amazon/ BigBasket/ Flipkart) worth ₹1,000 on spending total ₹50K in first 3 months.
- SmartBuy Gift Vouchers worth ₹1,000 on spending ₹10K on EasyEMI in first 3 months.
Key Features & Benefits:
- Earn 2 Reward points for every ₹150 spend.
- Earn 4 Reward Points for every ₹150 spend online, up to maximum of 500 reward points.
- 1% fuel Surcharge waiver of up to ₹250 per statement year.
- Earn up to ₹2000 worth of gift vouchers every year. (Spend ₹50K per quarter and get gift voucher of ₹500). Redeem rewards against statement cashback.
- 100 Reward Points = ₹20 (against exclusive Reward Catalogue 100 Reward Points = ₹25)
Special Benefits:
- Get Annual Fee waiver on subscribing for Utility Bill payments via SmartMoney.
- Spend ₹30K in 90 days and get card Lifetime free (or spend ₹50K in a year and get waiver of next year renewal fees)
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Best Card for Daily spends & Big Purchases!
HDFC Bank Freedom Credit Card
5/5
- 10X Cashpoints at 6 biggest Online Merchants
- 0.99% Interest Rate for first 3 months
- Spend ₹30K within 90 days & Get Card LIFETIME FREE
- Joining Fees: ₹500
- Renewal Fees: ₹500
Welcome Benefits:
- Online Shopping Voucher worth ₹2000 on spending of ₹50K in first 3 months.
- SmartBuy Gift Vouchers worth ₹1000 on spending ₹10K on EasyEMI in first 3 months.
Key Features & Benefits:
- Earn 10X CashPoints on your favourite merchants (Flipkart, Amazon, Swiggy, Big Basket, Big Bazaar, Reliance Fresh) up to 2500 per month.
- 5X Cashpoints on EMI spends at merchant location capped to 2500 a month
- 1 Cashpoints on all other spends (excluding fuel, wallet reloads)
- 0.99% interest rate for first 3 months.
- Up to 15% discount on partner restaurants via Dineout.
- 1% fuel surcharge waiver capped to ₹250 per billing cycle.
Special Benefits:
- Annual fee waived on subscribing to Utility Bill payment on SmartPay.
- Spend ₹30K in first 90 days and get LIFETIME FREE card.
- Spend ₹50K in 12 months and get renewal fee waived.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Best Super Premium Card with Travel and Lifestyle Benefits!
HDFC Bank Regalia Credit Card
5/5
- 4 Reward Points on every ₹150 retail spend
- Complementary Airport Lounge access in India & Abroad
- Spend ₹1 Lac within 90 days & Get Card LIFETIME FREE
- Joining Fees: ₹2,500
- Renewal Fees: ₹2,500
Welcome Benefits:
- Online Shopping Voucher worth ₹1000 on spending of ₹50K in first 3 months.
- SmartBuy Gift Vouchers worth ₹1000 on spending ₹10K on EasyEMI in first 3 months.
Key Features & Benefits:
- 6 Complimentary International Lounge access per year with Priority pass membership jointly between Primary and Add on cardholders.
- 4 reward points on ₹150 retail spends.
- Up to 15,000 Bonus points on annual spends of ₹8 lakhs or 10,000 Bonus points on ₹5 lakh spends annually.
- Redeem reward points for flights/hotels booking, curated global experience and reard catalogue.
Special Benefits:
- Annual fee waived on subscribing to Utility Bill payment on SmartPay.
- Spend ₹1 Lac in first 90 days and get LIFETIME FREE card.
- Spend ₹3 Lac in 12 months and get renewal fee waived.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Spend More, Fly Free More!
6E Rewards Indigo HDFC Bank Credit Card
5/5
- Get Indigo 6E Rewards on all spends
- 1st Year Fee Waiver with Active SmartPay
- Up to 10% 6E Rewards on IndiGo's feature partners
- Spend ₹30,000 within 90 days & Get card LIFETIME FREE
- Joining Fees: ₹700
- Renewal Fees: ₹700
Welcome Benefits:
- Accor hotels stay voucher (30% off) – ₹5,000
- Accor hotels dining voucher (min. transaction of ₹1,500) – ₹1000
- Boat discount on selected products on Boat website – ₹250
- Budweiser Gift Voucher – ₹250
Key Features & Benefits:
- 2.5% 6E Rewards per ₹100 spends done on IndiGo website or app.
- 2% 6E Rewards per ₹100 on spends done on Grocery, Dining & Entertainment.
- 1% Rewards per ₹100 on all other spends (excl. Fuel, wallet re-loads)
- Up to 10% 6E Rewards on IndiGo feature partners.
Special Benefits:
- Convivence fees on booking IndiGo flight – ₹150 (Current – ₹300)
- 1st Year Fee Waiver with Active SmartPay.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Convert All Your Spends into Free Flight Tickets!
6E Rewards XL IndiGo HDFC Bank Card
5/5
- Get higher Indigo 6E Rewards on all spends
- 1st Year Fee Waiver with Active SmartPay
- 8 Complimentary domestic airport lounge access per year (2 per quarter)
- Spend ₹1 Lac within 90 days & Get Card LIFETIME FREE
- Joining Fees: ₹2,500
- Renewal Fees: ₹2,500
Welcome Benefits:
- Accor hotels stay voucher (30% off) – ₹5,000
- Accor hotels dining voucher (min. transaction of ₹1,500) – ₹1000
- Boat discount on selected products on Boat website – ₹250
- Budweiser Gift Voucher – ₹250
Key Features & Benefits:
- 5% 6E Rewards per ₹100 spends done on IndiGo website or app.
- 3% 6E Rewards per ₹100 on spends done on Grocery, Dining & Entertainment.
- 2% Rewards per ₹100 on all other spends (excl. Fuel, wallet re-loads)
- Up to 15% 6E Rewards on IndiGo feature partners.
- 8 Complimentary domestic airport lounge access per year. (2 per quarter)
Special Benefits:
- Convivence fees on booking IndiGo flight – ₹150 (Current – ₹300)
- 1st Year Fee Waiver with Active SmartPay.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Most rewarding card for everyday spends!
HDFC Bank Moneyback+ Credit Card
5/5
- 10X Cashpoints at 6 biggest Online Merchants
- 2 Cashpoints on all other spends
- Spend ₹30K within 90 days & Get Card LIFETIME FREE
- Joining Fees: ₹500
- Renewal Fees: ₹500
Welcome Benefits:
- Online Shopping Voucher worth ₹2000 on spending of ₹50K in first 3 months.
- SmartBuy Gift Vouchers worth ₹1000 on spending ₹10K on EasyEMI in first 3 months.
Key Features & Benefits:
- Earn 10X CashPoints on your favourite merchants (Flipkart, Amazon, Swiggy, Big Basket, Big Bazaar, Reliance Fresh) up to 2500 per month.
- 5X Cashpoints on EMI spends at merchant location capped to 2500 a month
- 2 Cashpoints on all other spends (excluding fuel, wallet reloads)
- ₹500 Gift Voucher for ₹50K spends in a quarter.
- Up to 15% discount on partner restaurants via Dineout.
- 1% fuel surcharge waiver capped to ₹250 per billing cycle.
Special Benefits:
- Annual fee waived on subscribing to Utility Bill payment on SmartPay.
- Spend ₹30K in first 90 days and get LIFETIME FREE card.
- Spend ₹50K in 12 months and get renewal fee waived.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
An Exclusive Platinum Card for Business Owners!
HDFC Bank Business Regalia Credit Card
5/5
- Complimentary Airport Lounge Access in India & Abroad
- 4 Reward Points on every ₹150 retail spends
- Spend ₹1 Lac within 90 days & Get Card LIFETIME FREE
- Joining Fees: ₹2,500
- Renewal Fees: ₹2,500
Welcome Benefits:
- Online Shopping Voucher worth ₹1000 on spending of ₹50K in first 3 months.
- SmartBuy Gift Vouchers worth ₹1000 on spending ₹10K on EasyEMI in first 3 months.
Key Features & Benefits:
- Avail 6 Complimentary International Airport Lounge access with Priority Pass membership between Primary and Add on cardholders.
- 4 reward points on every ₹150 retail spends.
- Up to 15,000 bonus Reward points on annual spends of ₹8 Lacs or bonus of 10,000 points on annual spends of ₹5 lacs.
- Redeem reward points for flights, hotels, curated global experience and rewards catalogue.
Special Benefits:
- Annual fee waived on subscribing to Utility Bill payment on SmartPay.
- Spend ₹1 Lac in first 90 days and get LIFETIME FREE card.
- Spend ₹3 Lakhs in 12 months and get renewal fee waived.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Best Credit Card for Small Business Owners!
CSC Small Business Moneyback Card
5/5
- 5% Cashback on Train, Hotels, Dining, Govt Tax, etc.
- 5X Reward Points on Fuel & Surcharge Waiver
- Joining Fees: ₹250
- Renewal Fees: ₹250
Welcome Benefits:
- Online Shopping Voucher worth ₹1000 on spending of ₹50K in first 3 months.
- SmartBuy Gift Vouchers worth ₹1000 on spending ₹10K on EasyEMI in first 3 months.
Key Features & Benefits:
- 5% cashback on spends like Telecom, Electricity, Govt Taxes, Railways, Hotels & Dining capped at ₹250 per month.
- 5X Reward Points on Fuel capped at 1000 points a month & 1% fuel surchage waiver capped at ₹250.
- 2 Reward points on every ₹150 retail spends and 4 points for all e-commerce spends.
- 1000 bonus points on annual spends of ₹90K.
- Redeem reward points for 100 points = ₹20.
Special Benefits:
- Annual fee waived on subscribing to Utility Bill payment on SmartPay.
- Spend ₹50K in 12 months and get renewal fee waived.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Best Travel & Lifestyle Products!
HDFC Bank Intermiles Signature Credit Card
5/5
- Complimentary InterMiles Silver Tier Membership for the first year
- Earn up to 6 InterMiles for ₹150 spends
- Spend ₹1 Lac within 90 days & Get Card LIFETIME FREE
- Joining Fees: ₹2,500
- Renewal Fees: ₹2,500
Welcome Benefits:
- Online Shopping Voucher worth ₹3000 on spending of ₹50K in first 3 months.
- SmartBuy Gift Vouchers worth ₹1000 on spending ₹10K on EasyEMI in first 3 months.
Key Features & Benefits:
- Complimentary InterMiles Silver Tier Membership for first year.
- Welcome Bonus of up to 8000 Intermiles.
- Get ₹750 on Flight and ₹2000 on Hotel Discount voucher for first year.
- Earn 6 InterMiles for every ₹150 spent.
- 2X InterMiles on Flight and Hotel Bookings from InterMiles website. 2.5X InterMiles on booking Etihad Airways ticket on InterMiles website.
- 16 Complimentary domestic lounge visits per year (4 per quarter) and 5 free visits to international lounge every year with Complimentary Priority Pass Membership.
- Avail 5% and 10% discount on Etihad Airways Economy Class and Business Class tickets booked on InterMiles website.
- Exclusive Dinout program which offers upto 35% off on select restaurents (on spends of ₹75K every quarter)
Special Benefits:
- Annual fee waived on subscribing to Utility Bill payment on SmartPay.
- Spend ₹1 Lac in first 90 days and get LIFETIME FREE card.
- Spend ₹3 Lac in 12 months and get renewal fee waived.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Best Credit Card for Business Owners!
HDFC Bank Business Moneyback Credit Card
5/5
- 5% Cashback on Train, Hotels, Dining, Govt Tax, etc.
- 5X Reward Points on Fuel & Surcharge Waiver
- Spend ₹30K within 90 days & Get Card LIFETIME FREE
- Joining Fees: ₹500
- Renewal Fees: ₹500
Welcome Benefits:
- Online Shopping Voucher worth ₹1000 on spending of ₹50K in first 3 months.
- SmartBuy Gift Vouchers worth ₹1000 on spending ₹10K on EasyEMI in first 3 months.
Key Features & Benefits:
- 5% cashback on spends like Telecom, Electricity, Govt Taxes, Railways, Hotels & Dining capped at ₹250 per month.
- 5X Reward Points on Fuel capped at 1000 points a month & 1% fuel surchage waiver capped at ₹250.
- 2 Reward points on every ₹150 retail spends and 4 points for all e-commerce spends.
- 2500 bonus points on annual spends of ₹1.8 Lac.
- Redeem reward points for 100 points = ₹20.
Special Benefits:
- Annual fee waived on subscribing to Utility Bill payment on SmartPay.
- Spend ₹30K in first 90 days and get LIFETIME FREE card.
- Spend ₹50K in 12 months and get renewal fee waived.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Best Free Fuel against all your spends!
IndianOil HDFC Bank Credit Card
5/5
- 5% of spends as Fuel Points at Indian Oil outlets
- 5% of spends as Fuel Points on Groceries, Bill Payments
- Spend ₹30K within 90 days & Get Card LIFETIME FREE
- Joining Fees: ₹500
- Renewal Fees: ₹500
Welcome Benefits:
- Online Shopping Voucher worth ₹1000 on spending of ₹50K in first 3 months.
- SmartBuy Gift Vouchers worth ₹1000 on spending ₹10K on EasyEMI in first 3 months.
Key Features & Benefits:
- Earn 5% spends as Fuel Points (FP) at all Indian Oil fuel outlets. (Max 250 FP per month for first 6 months and 150 FP after that).
- Earn 5% of spends as FP on shopping for groceries (Max 100 FP per month)
- Earn 5% of spends on utilities % Bill payments as FP (Max 100 FP per month)
- Earn 1 FP for every ₹150 on all other spends.
- 1% Fuel Surcharge waiver up to ₹250 per billing cycle.
- Redeem Fuel points for FREE fuel with Indian Oil XTRAEWARDSTM Program (XRP). (1 FP = 3 XRP = ₹0.9)
- FP redemption against rewards catalogue (1 FP = ₹0.2)
Special Benefits:
- Annual fee waived on subscribing to Utility Bill payment on SmartPay.
- Spend ₹30K in first 90 days and get LIFETIME FREE card.
- Spend ₹50K in 12 months and get renewal fee waived.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Spend More, Fly Free Faster!
HDFC Bank Diners Club Privilage Credit Card
5/5
- Complimentary Annual Membership
- Complimentary Gift Voucher
- Spend ₹3 Lakh in a year & get renewal fee waived off
- Joining Fees: ₹2,500
- Renewal Fees: ₹2,500
Welcome Benefits:
- Complimentary Annual Membership of Amazon Prime, MMTBLACK, Dineout passport and Times Prime Smart.
- Complimentary cult.fit one month membership.
- 1 out of Tata CliQ/BookMyShow/Ola Select vouchers worth ₹500 on spending ₹40000 per month.
- 4 Reward points per ₹150 spent.
- Upto 10X reward points via smartbuy and 2X on weekend dining.
Key Features & Benefits:
- Wellness Benefits: Exclusive wellness privileges across spas, salons, gyms, etc. Redeem each reward point for ₹0.5 on dedicated travel portal.
- Complimentary Golf games across the finest courses in the world (2 per quarter).
- 12 Complimentary Airport Lounge access for primary and add-on card members.
- Redeem reward points using catalogue (RP = ₹0.35) and airmiles partner (1 RP = ₹0.5 Miles).
- Lowest foriegn currency mark up fee of 2% on international spends.
- Renewal fee waived on annual spends of ₹ 3 lakhs.
Special Benefits:
NA
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Spend Anywhere, Earn Everywhere!
HDFC Bank Diners Club International Black Credit Card
5/5
- Complimentary Memberships Bouquet
- Unlimited Complimentary Airport Lounge Access
- Spend ₹5 Lakh in a year & get renewal fee waived off
- Joining Fees: ₹10,000
- Renewal Fees: ₹10,000
Welcome Benefits:
- Complimentary Annual Memberships of Club Marriot, Forbes, Amazon Prime, MMTBLACK, Dineout passport and Times Prime Smart.
- Complimentary cult.fit one month membership.
- 2 out of Tata CliQ/BookMyShow/Ola Select vouchers worth ₹500 on spending ₹80000 per month.
- 5 Reward points per ₹150 spent.
- Upto 10X reward points via smartbuy and 2X on weekend dining.
Key Features & Benefits:
- 6 Complimentary Golf games across the finest courses in the world per quarter.
- Unlimited Complimentary Airport Lounge access for primary and add on card members.
- Exclusive wellness privileges across spas, salons, gyms, etc.
- 24/7 Concierge service.
- Redeem each reward point for ₹1 on dedicated travel portal. Redeem reward point using catalogue (1 PR = ₹0.5) and airmiles partner (1 RP = 1 Mile).
- Lowest foriegn currency markup fee of 2% on international spends.
- Renewal fee waived on annual spends of ₹5 lakhs.
Special Benefits:
NA
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Earn Rewards with every shopping spree!
Shoppers Stop Black HDFC Bank Credit Card
5/5
- 20 First Citizen Points on Shoppers Stop Private label brands
- 15 First Citizen Points on all other shoppers stop brands
- Complimentary First Citizen Black Membership
- Joining Fees: ₹5,000
- Renewal Fees: ₹5,000
Welcome Benefits:
Shoppers Stop vouchers worth ₹1,500, redeemable on minimum shopping of ₹5000 on Private label brands.
Key Features & Benefits:
- Earn 20 First Citizen Points on Shoppers Stop Private label brands, capped at 2000 points per month.
- Earn 15 First Citizen points on all other shoppers stop brands, capped at 2000 points per month.
- Earn 5 First Citizen Points on all other spends except fuel and wallet.
- 1% fuel surcharge waiver of upto ₹500 per statement cycle across all fuel stations in India.
- Earn First Citizen point on every ₹150 spent on all retail spends.
Special Benefits:
- 16 Complimentary domestic lounge access per calendar year (4 per quarter)
- 8 Complimentary international lounge access per calendar year (2 per quarter)
- Accident and death cover of ₹3 crores.
- Emergency overseas hospitalization of up to ₹50 lakhs.
- Credit liability cover of ₹9 lakhs.
- Zero lost card liability.
- Complimentary Black membership of Shoppers Stop.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.
Rewarding Style. Ready for You!
Shoppers Stop HDFC Bank Credit Card
5/5
- 6 First Citizen Points on Shoppers Stop Private label brands
- 2 First Citizen Points on all other shoppers stop brands
- Complimentary Shoppers Stop Membership
- Joining Fees: NIL
- Renewal Fees: NIL
Welcome Benefits:
Shoppers Stop vouchers worth ₹500, redeemable on minimum shopping of ₹5000 on Private label brands.
Key Features & Benefits:
- Earn 6 First Citizen Points on Shoppers Stop Private label brands, capped at 500 points per month.
- Earn 2 First Citizen points on all other shoppers stop brands and other category spends (except fuel and wallet)
- 1% fuel surcharge waiver of upto ₹250 per statement cycle across all fuel stations in India.
- Earn First Citizen point on every ₹150 spent on all retail spends.
Special Benefits:
- Get 2000 First Citizen Points on spending ₹2 lakhs in a year.
- Complimentary Shoppers Stop Membership.
Conditions Apply:
You can view all the T&Cs on HDFC Bank website here.