Credit cards offered by IDFC First Bank
Lifetime Free, Super Rewarding Cards!
IDFC First Bank Wealth Credit Card
5/5
- Upto 10X Rewards
- Lowest Interest Rates
- Platinum Card with Lifetime Free offering
- Joining Fees: NIL
- Renewal Fees: NIL
Welcome Benefits:
Key Features & Benefits:
- Lifetime free card with no annual fees or joining fees.
- FX Mark Up: Low Forex mark-up at 1.5% on all international spends.
- Reward Value = ₹0.25
- Base reward points excl. Fuel/Insurance = 3 per ₹100.
- 6X rewards on Online shopping.
- 10X rewards on all incremental monthly spends > ₹20K
- 10X rewards on Birthday spends.
- Complimentary Golf round on every ₹20K spend with max 2 rounds per cycle.
- Fuel Surcharge waiver of 1% upto ₹300 per month.
- Buy One Get One movie ticket up to ₹500 twice per month.
- Complimentary Lounge Access (Domestic+ International) along with Spa Access – 4 per quarter.
- Free Road Side Assistance worth ₹1499.
- Personal Accident cover of ₹10 Lakhs on doing atleast one transaction in the previous month.
- Air Accident cover of ₹1 crore.
- Lost Card Liability Cover of ₹50K.
- Travel Insurance on Passport, Baggage and Flight Delay.
Special Benefits:
- 50+ In-App online discount offers – Tata CLIQ Luxury, Jean Claude Biguine, HBR, William Penn.
- Dining discount of upto 20% across 1500 restaurents.
- Up to 15% discount at 3000+ Health and Wealth outlets like Apollo Pharmacy, VLCC, 02 Spa.
Conditions Apply:
You can view all T&Cs on IDFC First Bank website here.
Lifetime Free, Super Rewarding Cards!
IDFC First Bank Select Credit Card
5/5
- Upto 10X Rewards
- Lowest Interest Rates
- Platinum Card with Lifetime Free offering
- Joining Fees: NIL
- Renewal Fees: NIL
Welcome Benefits:
- ₹500 worth vouchers from Amazon/Swiggy/Ola on spending ₹15K in first 3 months.
- 5% Cashback on value of first transaction converted to EMI done within first 90 days.
Key Features & Benefits:
- Lifetime free card with no annual fees or joining fees.
- FX Mark Up: Low Forex mark-up at 1.99% on all international spends.
- Reward Value = ₹0.25
- Base reward points excl. Fuel/Insurance = 3 per ₹100.
- 6X rewards on Online shopping.
- 10X rewards on all incremental monthly spends > ₹20K
- 10X rewards on Birthday spends.
- Fuel Surcharge waiver of 1% up to ₹300 per month.
- Buy One Get One movie ticket up to ₹250 twice per month.
- Complimentary Domestic Airport and Railway Lounge access – 4 per quarter.
- Free Road Side Assistance worth ₹1499.
- Personal Accident cover of ₹5 Lakhs on doing atleast one transaction in the previous month.
- Air Accident cover of ₹1 crore.
- Lost Card Liability Cover of ₹50K.
- Travel Insurance on Passport, Baggage and Flight Delay.
Special Benefits:
- 50+ In-App online discount offers – Fabindia, Udemy,Hushpuppies,Yatra.
- Dining discount of upto 20% across 1500 restaurents.
- Up to 15% discount at 3000+ Health and Wealth outlets like Apollo Pharmacy, VLCC, 02 Spa.
Conditions Apply:
You can view all T&Cs on IDFC First Bank website here.
Lifetime Free, Super Rewarding Cards!
IDFC First Bank Millennia Credit Card
5/5
- Upto 10X Rewards
- Lowest Interest Rates
- Platinum Card with Lifetime Free offering
- Joining Fees: NIL
- Renewal Fees: NIL
Welcome Benefits:
- ₹500 worth vouchers from Amazon/Swiggy/Ola on spending ₹15K in first 3 months.
- 5% Cashback on value of first transaction converted to EMI done within first 90 days.
Key Features & Benefits:
- Lifetime free card with no annual fees or joining fees.
- Reward Value = ₹0.25
- Base reward points excl. Fuel/Insurance/EMI = 3 per ₹100.
- 6X rewards on Online shopping.
- 10X rewards on all incremental monthly spends > ₹20K
- 10X rewards on Birthday spends.
- Fuel Surcharge waiver of 1% up to ₹200 per month.
- Complimentary Railway Lounge access – 4 per quarter.
- Free Road Side Assistance worth ₹1499.
- Personal Accident cover of ₹2 Lakhs on doing atleast one transaction in the previous month.
- Lost Card Liability Cover of ₹25K.
Special Benefits:
- 50+ In-App online discount offers – Zee5, EaseMyTrip,Cult fit, Chaipoint.
- Dining discount of upto 20% across 1500 restaurents.
- Up to 15% discount at 3000+ Health and Wealth outlets like Apollo Pharmacy, VLCC, 02 Spa.
Conditions Apply:
You can view all T&Cs on IDFC First Bank website here.
Lifetime Free, Super Rewarding Cards!
IDFC First Bank Classic Credit Card
5/5
- Upto 10X Rewards
- Lowest Interest Rates
- Platinum Card with Lifetime Free offering
- Joining Fees: NIL
- Renewal Fees: NIL
Welcome Benefits:
- ₹500 worth vouchers from Amazon/Swiggy/Ola on spending ₹15K in first 3 months.
- 5% Cashback on value of first transaction converted to EMI done within first 90 days.
Key Features & Benefits:
- Lifetime free card with no annual fees or joining fees.
- Reward Value = ₹0.25
- Base reward points excl. Fuel/Insurance/EMI = 3 per ₹100.
- 6X rewards on Online shopping.
- 10X rewards on all incremental monthly spends > ₹20K
- 10X rewards on Birthday spends.
- Fuel Surcharge waiver of 1% up to ₹200 per month.
- Complimentary Railway Lounge access – 4 per quarter.
- 25% off on movie tickets up to ₹100 once per month.
- Free Road Side Assistance worth ₹1499.
- Personal Accident cover of ₹2 Lakhs on doing atleast one transaction in the previous month.
- Lost Card Liability Cover of ₹25K.
Special Benefits:
- 50+ In-App online discount offers – Milkbasket, Eros now, Vedanta, Health Kart.
- Dining discount of upto 20% across 1500 restaurants.
- Up to 15% discount at 3000+ Health and Wealth outlets like Apollo Pharmacy, VLCC, 02 Spa.
Conditions Apply:
You can view all T&Cs on IDFC First Bank website here.
A Deposit-Backed PREMIUM CREDIT CARD
IDFC First Bank WOW Credit Card
5/5
- Lifetime Free Premium Benefits and Rewards
- 4X Rewards on every spend
- Up to 20% discount at 1500+ restaurants and upto 15% discount at 3000+ Health and Wellness outlets
- Platinum Card with Lifetime Free offering
- Joining Fees: NIL
- Renewal Fees: NIL
Welcome Benefits:
5% cashback upto ₹1000 on the first EMI done within 90 days.
Key Features & Benefits:
- Open an Online Fixed Deposit on IDFC FIRST Bank Portal to get the First WOW Card.
- FD amount as low as ₹20,000.
- 6% interest on FD amount.
- 100% cash withdrawal of the FD value.
Special Benefits:
- Convert transactions above ₹2,500 into easy and convinenient EMIs instantly.
- Complimentary roadside assistance worth ₹1,399.
- Fuel surcharge waiver of 1% across all fuel stations in India upto ₹200 per month.
- Personal Accident cover of ₹2 lakhs.
- Lost Card liability cover of ₹25,000.
Conditions Apply:
You can view all T&Cs on IDFC First Bank website here.