Here's How You Can Claim Third-Party Two Wheeler Insurance
Two-wheeler insurance is a must-have to cover any third party liability or damages to your bike. Third-party two-wheeler insurance also covers injury of an individual or damage to their property that occurs due to accidents, or as a result of your two-wheeler, although it does not include any cover for your two-wheeler or any injuries sustained by the rider.
To make a claim for a Third-Party Two Wheeler insurance, here are some steps you should follow:-
1. Contact your insurance provider:
The first step to make a third-party two-wheeler insurance claim is to contact the insurance provider, who will provide you with the necessary information and guidance on the claim process.
2. Fill in the necessary forms:
Depending on the type of claim you are making, you will be provided with the relevant forms to fill out. This includes submitting a copy of the accident report and other relevant documents.
3. Collect evidence:
You will need to provide evidence of the third-party damage, including photographs or videos. This will help the insurance provider assess the damage and ascertain the extent of cover that is applicable in the case.
4. Notify the Police:
If the accident caused a third person to suffer physical injury or death, you must notify the nearest police station.
5. Submit all the documents:
Once you have collected all the necessary documents, submit them to the insurance provider, who will review your claim.
6. File a First Information Report (FIR):
You should file an FIR as soon as possible, as it is an important document required to process a claim.
7. Follow-up on the claim status:
After submitting the required documents, you should follow-up with the insurer from time to time to ensure that your claim is being processed.
Conclusion:
Depending on the circumstances, the insurer will either accept or reject the claim. If the claim is accepted, you will receive a payment for the losses incurred. If the claim is rejected, you can appeal the decision with the insurer or file a lawsuit for a resolution.
By following the above steps, you can easily apply for and claim third-party two-wheeler insurance. It is important to remember that the claim process can take some time and you should be prepared to follow-up on the status regularly to ensure that it is being processed.
